Reborn Russia As An Oligarch Chapter 955

Chapter 955 Changing fate

Back to the private room, after sitting down again, Wang Ye smiled and said to Wang Dongdong:

"Dongdong, here are two envelopes, you choose one.

One of them contains a check for one million yuan. If you choose this one, just take it away. The money is yours, you don't have to pay it back.

The other one contains a 10 million check, but if you choose this, you will have to return the money after three years.

That is to say, you only have the right to use this ten million for three years

Moreover, this money is not for you to use in vain, you need to pay interest.

Let's calculate it at an interest rate of four points per year. After three years, you will pay me back 11.2 million!

Which one do you choose? "

Zhang Xiaoxi looked at Wang Ye in surprise, wondering what he meant, why did he let Wang Dongdong make a choice, wouldn't it be good to just give her a sum of money?

But she didn't say anything, because since Wang Ye did this, there must be his thoughts.

My old classmate, as a "foreigner", can get mixed up in Russia in just five years to the status of today's net worth, how can he do things that a "mortal" like myself can understand...

So just watch it by yourself, and you don't need to express any opinions.

Wang Dongdong was already speechless.

She subconsciously thought that Wang Ye was joking, and looked at Wang Ye's expression very seriously, but this one million, ten million, how come it feels like it's not money in Wang Ye's eyes!

Let alone 10 million, even 1 million, that is a huge sum of money!

The real estate they are selling is just over 3,000 yuan per square meter, and the average house price in the provincial capital is even less than 3,000 yuan!

This means that one million can buy three sets of three bedrooms and one living room in full!

As for how many apartments can be bought with 10 million yuan, Wang Dongdong dare not forget...

Why take the house as the measure? It can only be said that this is her "occupational disease"!

"Are you... serious? Why are you giving me money?"

After hesitating for a long time, Wang Dongdong asked with difficulty.

Her eyes were still fixed on the two cowhide envelopes on the table, as if she wanted to look through the envelopes to see if there were really two checks inside...

Wang Ye smiled lightly and said casually:

"Because you helped me before, and now you are in trouble, and I happen to have the ability, so I will pay back the favor I owe you.

Don't think too much about it, let alone worry that I will plot against you or something.

This may seem like a lot of money to you, but to tell you the truth, it's nothing to me.

Xiaoxi, what do you think? "

"Yes, yes, yes! Don't worry, Dongdong, Wang Ye is... not just rich, this amount of money is really nothing to him." Zhang Xiaoxi nodded quickly to testify for Wang Ye.

Wang Dongdong looked at the two dubiously, still a little uneasy, and asked again:

"Then...these are money from your family, right? I don't think it's very good..."

Wang Ye spread his hands helplessly: "I've said it all, it's my own money, and it has nothing to do with anyone else. Don't think too much about it, just choose it."

Although Wang Dongdong was still not completely relieved, she also "tactfully" stopped asking questions. She looked at the envelope on the left and then at the envelope on the right.

Seemed to have made up his mind, he looked up at Wang Ye and said, "I'll choose the one with 10 million!"

Wang Ye was noncommittal, but just reminded her with a smile: "This ten million is not given for free. After three years, I have to pay back 11.2 million, and I have to write an IOU. By the way, can I tell you about you?" What are you going to do with the money?"

After Wang Dongdong made his choice, it seemed that he had lifted a heavy burden, and he felt relaxed.

Her eyes were a little dazed, and she explained as if talking to herself:

"After taking this ten million, it is natural to pay off the family's debt first. I owe him for so long, and I feel sorry for him.

I didn't have any money before, and it was all money from relatives and friends, so I didn't mention interest with the cheek.

Of course, they didn't even think about asking my family to pay interest. They knew what was going on with our family, so they didn't even urge my family to pay back the principal.

But the more this happened, the more embarrassed I felt to face them.

Now that I have enough money in my hands, besides the principal, the interest will naturally be calculated.

It's not a wealthy family. They helped us in our most difficult time, so we must be grateful.

But it doesn't cost much, the principal plus interest totaling 250,000 yuan should be enough.

The rest of the money, I plan to go into business for myself.

You have also seen that I am now a house sales consultant, that is, a house seller.

So I have a good understanding of this industry.

In my opinion, although the current real estate market is not very prosperous, in the long run, the real estate market has great potential!

The country has been talking about urbanization. I don't know much about these major policies, but literally, urbanization means expanding the size of the city and letting rural people, or some rural people, move into the city?

Since there will be a lot of people going to the city in the future, they need a shelter from wind and rain.

This means a huge demand for real estate!

Especially those small bosses in the relatively affluent counties and cities below, who wouldn't want to settle down in the provincial capital. Since you want to settle down, you must buy a house!

So, I am very optimistic about the future real estate market. "

Wang Ye nodded, and asked with great interest: "Then you want to start a real estate company? Although 10 million is a bit reluctant, it is almost enough to start small projects in small cities."

If Wang Dongdong really wants to start a real estate company, although Wang Ye won't say anything, he won't speak highly of her.

Because there is a great possibility that after three years, Wang Dongdong will not be able to pay the money at all. For a real estate project, from getting a suitable land, to laying the foundation, building, and selling the money back...

After the whole process, three years are barely enough.

And 10 million really can't do any big projects, and it's even impossible to get a foothold in the provincial capital, so you can only go to the lower cities.

But these days, the first- and second-tier real estate markets haven't fully developed yet, and the cities below don't have that kind of environment.

So Wang Ye is not optimistic about Wang Dongdong starting a real estate company.

Wang Dongdong shook his head, "I don't have the skills to start a real estate company. Although I have not been in this industry for a long time, I still know something. Take our provincial capital as an example. If you want to get a piece of land, you don't need it. The ones with less money, and the land in a good location is not enough to have money, it has to be related!

So, I don't want to go into this muddy water.

My idea is to be a real estate agency!

This industry can be regarded as that... yes, asset-light industry!

Isn't this word popular now?

The real estate market is not only the sales of commercial housing, but also the rental of housing. The market size of this area is also very huge.

Just like myself, I studied in a university in the provincial capital, so I naturally want to stay here after graduation.

Then you need to rent a house!

There are many young people like me in the provincial capital, and my colleagues basically live in rented houses. There is a huge market demand here.

But according to my observation, there are no large-scale intermediary companies in the provincial capital. They are all small stores, which only operate in a few nearby communities.

So I think the rental market is still promising.

It only needs to open more stores and recruit more staff to form an advantage in scale.

At that time, my intermediary company will have more housing information, more store outlets, and greater reputation, which will naturally attract more property owners to rent out their houses to us, and renters will come to us for help looking for a house..."

Wang Dongdong eloquently explained to Wang Ye and Zhang Xiaoxi her thoughts and how to make the intermediary company bigger and stronger.

It can be heard that she didn't do this on a whim, but after careful consideration.

What she said is very maneuverable, even if Wang Ye is asked to work as an intermediary company, it is probably like this.

"So, with the starting capital of 10 million, I can have a very high starting point, and directly use the advantages of scale to seize the market and occupy the leasing market of the provincial capital...

Ah, sorry, I said too much. "

While talking, Wang Dongdong suddenly realized something, stopped quickly, and apologized to Wang Ye.

These things are just figuring out when I have nothing to do after entering this industry.

Talking in front of a big boss like Wang Ye, isn't it just playing tricks on the class...

Wang Ye smiled and comforted her:

"It's okay, your thinking is very clear, and I also think this plan is feasible.

Since you have made up your mind, take the ten million. "

Wang Dongdong hurriedly asked Zhang Xiaoxi to borrow paper and a pen, and wrote down an IOU seriously.

It stated that she asked Wang Ye to borrow 10 million cash today, and after three years, she would pay Wang Ye a total of 11.2 million with the principal and interest!

After finishing writing, she solemnly handed the IOU to Wang Ye with both hands.

After Wang Ye took it, he handed it to Zhang Xiaoxi, jokingly said: "You will be in charge of this money, and you will be responsible for collecting the debt after three years."

Zhang Xiaoxi also nodded with a smile and said that there is no problem, and he will keep in touch with Wang Dongdong more in the past three years.

Wang Dongdong smiled and his eyes were a little moist.

She understood that the two old classmates were just helping herself, and didn't care too much about the tens of millions.

Obviously, a person who can casually take out 10 million cash, how much wealth can be, she dare not even think about it.

But she was even more curious.

Looking at the expressions of Wang Ye and Zhang Xiaoxi, they should have a very good relationship now, and they are definitely more than just old high school classmates.

Moreover, Wang Ye is obviously the main one among the two, Zhang Xiaoxi is a bit "well-behaved", this is not like the old squad leader I know!

This money was also given by Wang Ye. According to what Zhang Xiaoxi said just now, this money is not worth mentioning to Wang Ye.

In addition, when we first met, Wang Ye said that he had just returned from Moscow, and he would still "hang around" there in the future...

Combining all this information together, Wang Dongdong can't draw many conclusions.

But one thing is certain, that is, Wang Ye has made a lot of money in Russia!

As for what kind of business it is, this is not clear...

Although she was very curious, Wang Dongdong was very sensible and didn't inquire about it. She knew that there were some things she shouldn't know, so don't be curious!

After dinner, Wang Ye and Zhang Xiaoxi bid farewell to Wang Dongdong, saying they were going to visit the old city.

Watching the two of them get into the shiny black Mercedes and gallop away, Wang Dongdong stood on the side of the road with his hands raised for a long time.

Wang Dongdong didn't put down his arms until the car was out of sight after turning the corner.

Reached out and pressed the thin envelope in his pocket, feeling the presence of the envelope, Wang Dongdong believed that all this was real, not just dreaming!

Subconsciously, he wanted to walk towards the company, but Wang Dongdong suddenly thought of something and stopped quickly.

Although I had seen the check in the private room, and it was indeed 10 million, but I had never handled a check of such a large amount before.

To be honest, I don't even know how to distinguish between true and false!

Although it is basically impossible, what if the check is fake...

It's not that I can't trust my old classmates, but that two old classmates who haven't been in touch for several years suddenly found me, and “swapped” me 10 million without saying a few words...

this…

I can't believe it on anyone, I'm guessing they'll all feel terrified, wondering if there's something wrong with it…

But this problem is easy to solve. The cash check that Wang Ye gave her is from ICBC. It just so happens that there is an ICBC branch on this street. If you go there and ask, you will know whether it is true or not!

Wang Dongdong hurried to the Industrial and Commercial Bank not far away, and after entering, he asked the lobby manager to explain his purpose.

When he heard that it was a large check of 10 million, the lobby manager did not dare to neglect. After carefully identifying it, he was still not sure, so he called a colleague. After some research, the two directly called Called to confirm the issue of the check.

Finally, with a smile all over his face, he said to Wang Dongdong in a respectful tone:

"Hi, the check is genuine and there are no issues!"

Wang Dongdong's eyes lit up, and he asked quickly: "Then can I withdraw the money directly? Oh, it's not cash, but transferred to my personal account."

The lobby manager immediately said: "Actually, according to regulations, you have to go to the issuing bank to withdraw cash. Oh, the issuing bank of this check is a branch in the capital, and you need to go to the capital to do it."

Before Wang Dongdong could ask, she went on to say: "Of course, if you apply for a savings card at our outlet and put the money in our outlet, we will take care of all the procedures in the middle for you."

Wang Dongdong finally understands, the lobby manager wants to raise savings...

But these are trivial details, not important, the most important thing is that this cash check is real!

This ten million is also true!

My family's foreign debts can be paid off, and my mother doesn't have to get up early every day to go to the county town to sell vegetables on a tricycle.

And I no longer have to be like a clown every day, nodding and bowing to hand out flyers when I see people!

Just such a thin piece of paper changed the fate of my whole family drastically...

(end of this chapter)

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