No Money To Cultivate Immortality? Chapter 245: Wealthy Living, Martial Dao Holy Embryo - Novel Cool

Chapter 245: Wealthy Living, Martial Dao Holy Embryo

(Thanks to ‘qyqxxxxxxx’ for the Patronage!)

In the heart of Songyang City, inside a luxurious apartment, Zhang Yu sat cross-legged in the second-floor Meditation Chamber, circulating his newly learned cultivation technique.

As the air circulation system hummed softly, a fragrant blend of over ten different medicinal vapors wafted through the room, drawn into Zhang Yu’s lungs. The aromatic mist nourished his physical body, stabilized his spirit, and kept his emotions calm and focused.

After their previous conversation with Wang Zong, and several days of reflection, the man had casually handed them the keys to this high-end residence—rent-free. Though Wang Zong had dismissed it as just a "run-down apartment," the facilities within were among the best in Songyang City.

Zhang Yu and Bai Zhenzhen had been living here for some time now, and they couldn’t find a single thing to complain about.

On their very first day in the place, Bai Zhenzhen had sighed in delight:

"Living rich is so satisfying, Yu-zi!"

"We’ll keep climbing higher, and the more money we have, the better life will get—better food, better housing, stronger cultivation. Right?"

Watching her radiant smile, Zhang Yu gave a small nod. He had to admit—being wealthy in Kunxu was truly exhilarating. Poverty, on the other hand, was worse than death. Even fighting felt weak when you were broke.

At this moment, the cultivation technique Zhang Yu practiced in the chamber was called the Jinyu Man Tang Decree.

It was a heart technique that grew stronger the higher your account balance became—enhancing mental calm, eliminating fear of failure, forging unyielding willpower.

With the Cannibal Cow Serenity Heart Technique no longer effective, Zhang Yu had chosen a new method—one that better suited his new identity.

Every time he practiced, all he needed was to recall the number in his bank account, visualize it in his mind, and instantly a profound sense of peace would settle over him. Deep within his consciousness, courage stirred—like a flame that never dimmed.

As long as my balance keeps rising, Zhang Yu thought, this technique will only grow stronger.

The heart of the wealthy really is powerful.

Far better than that self-torturing nonsense of the Cannibal Cow technique.

Fujie, observing Zhang Yu’s transformation, praised:

"Exactly. You’re no longer a poor man. You must fully embrace your new identity as a wealthy one."

"Earlier, your mood kept shifting with your environment. I was worried it would hurt your cultivation progress—and your ability to earn."

"Zhang Yu, remember your earliest cultivation insight."

"Life on this earth demands adaptability. Change with your surroundings, and you’ll progress farther on the immortal path, climb higher in Kunxu."

"Cast off the habits of the poor, and your outdated worldview. They only slow your ascent."

Two hours of focused cultivation passed. The intelligent household assistant chimed softly.

Zhang Yu stepped out of the Meditation Chamber. Instantly, lights along the staircase and throughout the grand hall flared to life, illuminating his path.

Bai Zhenzhen lay sprawled on the living room sofa, eyes glued to a large video projection.

Hearing the footsteps above, she turned and called out:

"Yu-zi, come quick! The Foundation Establishment Exam registration test is about to begin!"

Originally scheduled for June, the registration had been pushed back to July due to record-breaking numbers. Then came live streams, broadcasts, and fan events—turning the Foundation Establishment Exam into a nationwide spectacle, watched by millions across the First Layer of Kunxu.

Now, Zhang Yu and Bai Zhenzhen lived in a sprawling, luxury apartment in the city center, with tens of millions in the bank, Celestial Spirit Root, Foundation Establishment, and the Top Ten all within reach.

No longer did they have to struggle. Just a daily routine of heart technique cultivation and free high school martial arts training was enough. Their wealth grew steadily each month, inching them ever closer to Celestial Spirit Root.

In this new life, though Zhang Yu couldn’t change the harsh reality of Kunxu’s First Layer, he could still afford to treat Zhao Tianxing and Qian Shen to dinner, lend money to friends in need, and care for those around him.

Zhang Yu thought to himself:

This is what it means to be rich.

After all the suffering I’ve endured in Kunxu, I’ve finally become someone on top.

At that moment, the live broadcast showed reporters interviewing a few contestants before the event.

And then—someone caught Zhang Yu and Bai Zhenzhen’s attention.

Bai Zhenzhen gasped:

"Wait… is that Yu Xinghan?"

The reporter thrust a microphone toward Yu Xinghan, who had just stepped out of the restroom.

"Hello, what do you usually do before a match?"

Yu Xinghan blinked, slightly dazed.

"Just… relax."

"Meaning warm-up exercises?"

He gave a nervous chuckle.

"Uh… yeah, kind of."

The reporter pointed at the white bottle in Yu Xinghan’s hand.

"Is that a drink?"

Yu Xinghan quickly tucked it into his chest, stammering:

"Y-yeah… it’s… a functional drink."

Watching the scene, Bai Zhenzhen sighed:

"Even before a match, that kid’s still hustling for cash."

"Looks like the rumors from Bailong High School were true. Ever since we passed the Foundation Establishment Qualification Certificate, he’s been going all out."

In the following rounds, Yu Xinghan dominated—surging ahead as one of the hottest contenders.

Zhang Yu mused:

"Yu Xinghan’s stats are already nearing Peak Qi Refinement."

"This year’s Foundation Establishment Exam… his chances are really high."

"So when the time comes… he’ll probably join the Luzhou Group’s project, and we’ll be co-branding together."

…

After the match, dressed in formal attire, Zhang Yu and Bai Zhenzhen followed their schedule and headed to the Luzhou Tower for the evening gathering.

The building’s security system had already registered them. As they walked, doors opened automatically—no delays, no barriers. They moved through the venue like royalty.

Soon, a clash erupted between two students—one a local Xian Du High Schooler, the other a visitor from out of town.

"You filthy outsider, how dare you drink with me?"

"Don’t think just because you’re from Xian Du you’re better than me!"

They escalated quickly, storming onto the Arena.

The Xian Du student dispatched his opponent in just a few moves—crushing him to the ground, blood spraying from his mouth.

Then, without hesitation, he handed over medical compensation.

"Get out and get treated. Now."

Wang Zong watched, smiling faintly. He casually sent the student a 100,000 yuan reward.

The crowd stirred. More and more people leapt onto the Arena to challenge, only to be effortlessly defeated in three moves. The atmosphere grew electric.

Bai Zhenzhen narrowed her eyes.

"Combat Spirit Root… Hand Spirit Armor… and at least five top-tier Expert-Level Martial Arts."

"This guy’s fully armored. His raw strength rivals Yun Jing’s from a year ago."

Then it clicked.

She remembered seeing this guy in the Foundation Establishment Exam livestream—another top contender. His name… Ye Manti.

"From the same clan as Ye Lingshao, right?"

With the College Entrance Exam now behind them, Ye Lingshao, Sheng Jie, Yun Jing—all had already moved to the Second Layer, entering university.

The new generation of Xian Du High School’s elite had emerged.

Bai Zhenzhen felt a pang of nostalgia.

Not long ago, Ye Lingshao and Yun Jing had seemed like distant, unattainable legends to her.

Now, they were gone—graduated. And a new prodigy had risen, claiming their former throne.

She sighed inwardly:

"Geniuses keep coming, generation after generation. There are so many of them."

Suddenly, Ye Manti roared, pointing straight at Zhang Yu’s direction:

"Zhang Yu! Dare you step up and fight me?"

Wang Zong smiled knowingly. He understood—Ye Manti was seeking to impress him.

And Wang Yin didn’t stop him.

After all, who doesn’t enjoy watching their pets—cats and dogs—fight over their affection?

Ye Manti’s logic was simple: Before Zhang Yu even reaches Foundation Establishment, if I can beat him in a few exchanges, I’ll make a lasting impression on Wang Zong.

We’re both at Qi Refinement stage. I’m not worse than him. And he probably doesn’t have Spirit Armor. If he’s here for a gathering, he likely didn’t rent a Combat Spirit Root. In a real fight, I’ve got a solid chance.

The only thing Ye Manti feared? That Zhang Yu would refuse.

But then, in his anticipation, Zhang Yu slowly stepped onto the Arena.

To be honest, since fully unlocking the Ultimate Martial Dao Holy Embryo, Zhang Yu barely felt any interest in Qi Refinement-level opponents—unless they wielded Military-Grade Power.

Ultimate Martial Dao Holy Embryo (10/10):

Any martial technique from any Qi Cultivation stage, when wielded by you, gains immense combat potency.

Over the past half-year, Zhang Yu had sparred with Bai Zhenzhen, Yu Xinghan, Le Mulan, and others.

And the results?

Even techniques that had already reached Peak Qi Refinement levels now exploded in real-world effectiveness under his hands.

Their power broke previous limits. Even the most ordinary moves turned magical in battle—transforming the mundane into the miraculous.

Now, simply by activating his Body-Protection Technique and performing a basic form, Zhang Yu could defeat any high schooler.

He often marveled:

"This Holy Embryo truly can fight and endure."

On the Arena, Zhang Yu gestured casually.

"You and Ye Lingshao are from the same Yè family, right? He’s your older brother, isn’t he?"

"Six months ago, he was the strongest opponent I’ve faced on the immortal path. He inspired me greatly."

"Out of respect for your brother, I’ll let you attack first—three moves. So you don’t feel like you’re missing a chance."

Ye Manti stood frozen.

Zhang Yu snapped his fingers.

"Come on. Aren’t you going to fight?"

Ye Manti snarled, muscles tensing, martial energy coiling like a steel spear. With a thunderous roar, he lunged.

You arrogant fool, he thought. If you want to die on my name, I’ll gladly push you down.

Three deafening impacts echoed.

But Zhang Yu didn’t budge.

Only a slight tremor ran through his body, and the air cracked with force.

Meanwhile, Ye Manti’s face flushed red. He staggered backward—three steps, then four—before crashing out of the Arena, stumbling and gasping.

He looked up, stunned.

His three crushing blows had hit Zhang Yu—yet the force had been deflected, absorbed, dissipated like water into sand. Then, a brutal recoil slammed back into him, sending him flying.

Is this guy even at Qi Refinement?

How can his martial arts be this strong?

Zhang Yu stood above him, looking down.

"I haven’t even thrown a single move. You knocked yourself out. You’re nowhere near Ye Lingshao."

"If he were here, he’d at least last one strike."

Ye Manti’s face burned crimson. He had no words. He turned and fled, disappearing into the crowd.

Zhang Yu returned to Wang Zong’s table.

Wang Yin clapped slowly, smiling.

"Zhang Yu, I didn’t know your combat talent was on par with Bai Zhenzhen’s."

"Those expert-level martial arts—under your hands, they carry a hint of military-grade power."

"Excellent. Truly excellent."

His eyes gleamed with deeper admiration. He reached into his pocket and handed Zhang Yu another 500,000 yuan.

The wealthy guests, executives, and noble heirs around the room stared at Zhang Yu with growing respect.

Not just because of his standing with Wang Zong—but because of the effortless power and untapped potential he’d just displayed.

Zhang Yu glanced at his account. The 500,000 yuan had already appeared.

And as he did, the Jinyu Man Tang Decree heart technique flowed through him—sweeter, smoother, more powerful than ever.

…

Meanwhile, on the other side of Songyang City, Li Xuelian answered the phone before the other side could speak.

"Yeah, I know. More overtime. Another month delay, right?"

"But Zhang Yu and Bai Zhenzhen are booked solid now. Hard to schedule."

"I’m saying—pay up."

"Relax. Just transfer the money to me. I’ll handle it."

…

On the far end of Kunxu First Layer, Xinghuo Immortal hung up.

He sighed:

"Good thing I have Xuelian handling my logistics. She’s reliable. I just send the money."

Then, with a flick of his mind, a kneeling figure before him burst into flames—screaming as ash scattered in the wind.

"Damn it… I couldn’t hold back again."

"Xinghuo, you can’t keep killing like this."

"You’re bankrupting me with damages."

He scolded himself silently, then turned to a young boy nearby.

"Alright. You’re free to go. Next time, don’t come scavenging on corporate battlefields. That’s company property. If the corpse-recovery units catch you, your family won’t even get a payout."

The boy bowed deeply and vanished in a flash.

Deng Bingding materialized beside Xinghuo Immortal.

"Kid, you’re still as reckless as ever. This month’s accidental kills already hit double digits."

Xinghuo Immortal smirked.

"If I weren’t this impulsive, you wouldn’t have hired me."

"Spit it out. Where’s the next job?"

A blazing inferno erupted from Xinghuo Immortal’s body.

"Let me be clear—keep piling on overtime, and you keep paying more."

"After all, you and your backers… can afford it."

(End of Chapter)

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