https://novelcool.info/chapter/Chapter-139-Xiao-Qing-s-Cultivation-The-Benefits-of-Military-Rank-/13009428/
https://novelcool.info/chapter/Chapter-141-Laboratory-The-Revival-of-Wolf-Tobacco-Research-/13009557/
Chapter 140: Loan! Perfecting the Rearing of the Forest Wolf and the Fairy Wolf
Chapter 140: Loan! Perfecting the Rearing of the Forest Wolf and the Fairy Wolf
Dong Muchun desperately wanted to ignore the questioning gaze of the deputy branch manager.
However, she couldn't deny that Su Ping's words had caught her off guard as well.
"Su Ping, no matter what, loans always require collateral. Those so-called collateral-free loans you might have heard of are actually backed by personal credit, and they are only available for small amounts."
Dong Muchun quickly understood.
After all, no matter how talented Su Ping was, he was still young and might not have extensive knowledge about certain societal matters.
In this situation, when he had previously been struggling with a lack of funds for his business and then learned about loans, it was only natural for him to become excited.
"As for interest-free loans, it's the same. Either your collateral is sufficient, or it's a small amount. Otherwise, unless the interest is very low, it's hard to manage."
Looking at Dong Muchun patiently explaining, the deputy branch manager managed a smile that was both embarrassed and polite.
Had this Queen Dong brought him here for such a trivial matter?
However, he couldn't say anything, as this was his job.
Moreover, to receive such an explanation from Queen Dong, this person must be extraordinary.
So, he hurriedly said, "Chairman, I'll talk to this gentleman, but let's go inside first."
They entered the office together.
The deputy branch manager then spoke, "Sir, with the chairman present, I can use my authority to approve a 2 million interest-free, collateral-free loan for you. How does that sound?"
This demonstrated that the deputy branch manager was indeed capable of getting things done. Without saying much, he used his own abilities to help, not only because of Dong Muchun's face but also out of genuine willingness to assist.
However, Su Ping shook his head, "It's not enough. With my current identity, I should be able to apply for a larger interest-free, collateral-free loan. Please take the time to check my identity online. Here's my ID card."
The deputy branch manager felt helpless.
As a deputy branch manager, he could only offer a 2 million interest-free, collateral-free loan using his own credit limit.
After all, Jianghai Bank was just a local bank in Jianghai, not one of the major banks.
What kind of identity could secure a large interest-free, collateral-free loan from a bank?
Even someone like Dong Muchun, sitting right in front of him, wouldn't be able to do that.
These were all risky endeavors.
Although the Tianyun Group had a strong foundation, obtaining a large loan casually was still a challenging task.
Yet, this young man claimed that his identity allowed him to apply for a larger loan?
In his many years of working at Jianghai Bank, the deputy branch manager had never encountered such a situation.
Nevertheless, out of respect for Dong Muchun, he didn't say anything more. He took the ID card, softly said 'Please wait a moment', and then turned on the computer that had been shut down.
Dong Muchun, feeling perplexed, turned to Su Ping, "You little rascal, so your plan to get money is to take out a loan?"
It was no wonder she was speechless.
How much money could a loan provide?
Unless this young man offered his family's breeding secrets, there was no doubt that they could secure a sky-high loan. Otherwise, even with the Wood Core Base, they could only borrow a few tens of millions at most.
But how much could an interest-free, collateral-free loan offer?
Before she could finish her thought, and before Su Ping could respond, a crisp voice echoed in the empty office:
"Holy shit?"
Dong Muchun turned towards the deputy branch manager, who was standing behind the desk with a face as if he had just seen a ghost.
"What's wrong?"
For the first time, the deputy branch manager didn't answer the question of his esteemed client. Instead, he rubbed his eyes as if he had seen something unbelievable, and then he stared intently at the computer screen once more.
Then, he turned his head back to look at Su Ping, who was sitting on the side.
Finally, he still with that ghost-like expression, unable to snap out of it for a long time.
Su Ping couldn't help but feel a bit nervous. Although he had explained the effects of the honorary military rank and the merit badges during the introduction, he wasn't entirely clear about the specific numbers.
Dong Muchun, sitting beside him, raised her eyebrows slightly as she observed the deputy branch manager's reaction.
"What's wrong?"
The deputy branch manager let out a bitter laugh, but he quickly stood up and respectfully returned Su Ping's ID card, "My apologies, Major Su. Earlier, I was impolite. With your honorary military rank and your own solid creditworthiness, you are eligible for a 3 million interest-free, collateral-free loan in our bank! Furthermore, as you have been awarded a first-class merit and a third-class merit, according to our bank's regulations, an additional 3.1 million interest-free, collateral-free loan will be granted on top of the 3 million. This totals to a 6.1 million interest-free loan, as a token of our appreciation for your contributions and achievements for the Legion and the Dragon Nation! We salute you!"
We salute you.
Indeed.
After those last four words, Su Ping felt a chill run down his spine.
He had never experienced such a feeling before.
Moreover, this was not just a verbal salute; it came with substantial benefits!
A single bank was willing to approve a loan of over 6 million?
This was one of the differences between this world and the other.
In that other world, there was also a great deal of respect and preferential treatment for military personnel, especially those who had made significant contributions.
However, it was true that many times, the most touching form of appreciation was cold, hard cash.
This was normal, as typically, in the Beastmaster society, those who established merits in the Legion or even obtained rare honorary military ranks were usually not short of money.
This so-called interest-free loan is just a small favor for emergencies.
However, it can indeed solve Su Ping's big trouble.
He took his ID card with satisfaction and turned around, only to see the bright red lips beside him, which had been staring at Dong Muchun with a ghostly expression ever since the deputy branch manager spoke.
Major Su?
Honorary Military Rank?
First-Class Merit?
Third-Class Merit?
What do these have to do with anything? Su Ping did go to the Legion, but it's only been two days, right? Could it be that some powerful time-based pet beast has activated its ability, causing Su Ping's perception of time to slow down? Has a lot of time actually passed?
That's just nonsense, isn't it? In other words, did Su Ping obtain all these things during these two days in the Legion? How did he manage that? She naturally understands that, not to mention anything else, what this First-Class Merit represents.
It represents that anyone who has ill intentions towards Su Ping will have to consider whether they will offend the Legion afterward.
In the Dragon Nation, even if one offends the Beastmaster Association, they must never offend the Legion in this regard.
Because within the scope of the entire Dragon Nation, the Beastmaster Association is not a unified entity internally.
There are many factions.
But the Legion is different.
Especially for those who have made military contributions, once someone dares to act against them, it's one thing if there is a valid reason, but if not, no family with a heritage will ever want to confront the Legion head-on.
Moreover, this is a First-Class Merit holder? If something happens to a First-Class Merit holder of the Legion, and the Legion doesn't take action, how can they then unite the military's morale and rally the troops? How can they let those who are far from the cities, in the wilderness, resisting wild pet beast tides, and the Beastmaster warriors who risk their lives feel at ease? But, in the end, it still comes down to that question.
Where did this punk get this stuff from?
Can he obtain a war merit of this level?
Dong Muchun looked at Su Ping strangely, but Su Ping was already beaming with joy as he got the answer he wanted from the person in front of him:
"Major Su, please understand that no matter what, the process must be followed. I have already reported it directly, and it should be ready by tomorrow or the day after. The loan will be in your hands soon!"
"No problem, no problem. Thank you for your hard work!"
Su Ping quickly replied with a smile.
After all, this is the god of wealth who is approving his loan, so being polite is not a big deal.
The deputy branch manager, on the other hand, felt flattered.
He may seem glamorous, but he is just a member of the management team. Perhaps he has a high salary or a high social status, or even some small means to have money at home.
But in the Beastmaster society, status and strength are more useful than money.
If it were just an ordinary graduate, the deputy branch manager wouldn't feel anything. He might even look down on him.
But who is this person in front of him?
Who the hell has ever seen an eighteen-year-old honorary major?
A First-Class Merit and Third-Class Merit holder? Not to mention being treated so well by the chairman of the Tianyun Group, which already indicates an extraordinary status.
In the hierarchy of the Beastmaster society, for people like Dong Muchun, the deputy branch manager of a branch, he is just an administrative manager, and there are plenty of people vying for such positions.
For Dong Muchun and the Major Su in front of her, they might just be slightly higher-level waiters, nothing more.
However, she never expected that this person would be so polite to her. For a moment, she wondered if he had been drinking or something, as her cheeks turned red with uncontrollable excitement and joy:
"It's my honor to serve you, and I'm grateful to Chairman Tianyun for giving me this opportunity."
With her face glowing, Dong Muchun and Su Ping were seen off respectfully from the Jianghai Bank.
After getting into the car, Dong Muchun finally realized and exclaimed:
"Come to think of it, I've never seen the deputy branch manager so enthusiastic and excited."
Su Ping nodded:
"Being a deputy branch manager is indeed a waste of talent."
Dong Muchun glared at him:
"His surname is actually Fu. But if you like him and want to cultivate him, just give Chairman Qin a call. Although the Beastmaster Association doesn't have many administrative positions, as the highest local institution, it's just a small matter for the old man to make a phone call."
Su Ping waved his hand: "Forget it, forget it. I don't have such great abilities."
"What did you do in the Legion these past two days?"
Dong Muchun couldn't help but ask.
"I participated in a competition and used the pet beast I bred to casually win first place."
Su Ping replied nonchalantly. He didn't feel like sharing more details with Dong Muchun, so he briefly summarized what happened.
Dong Muchun wasn't stupid. She gave him a complex look, wondering, "First place in a Legion competition?
And that's a First-Class Merit?
There must be something else, but Su Ping isn't telling, and I can't ask further.
Moreover, many things in the Legion are indeed better left unsaid.
There are too many taboos.
"Shall we go to the next bank?"
"Yes! Let's see if we can continue."
Su Ping was thrilled to mention this sheep-shearing behavior.
Although it's a loan that needs to be repaid later, the money he has now will undoubtedly accelerate the construction of his Wood Core to a great extent.
Thinking of this, Su Ping was incredibly excited.
Thus, Dong Muchun continued her role as the driver, visiting four banks: Jianghai Bank, Dongfang Bank, Beastmaster Bank, and Breeder Bank.
Su Ping visited all four banks.
In the end, he managed to secure nearly four hundred million in interest-free, collateral-free loans! The 61 million from Jianghai was the smallest amount.
However, this made sense, as it was a local bank, not one that spanned the entire Dragon Nation.
Dongfang Bank offered slightly more, but it wasn't significantly higher.
Su Ping obtained a loan of 72 million from them.
The real giants were the Beastmaster Bank and the Breeder Bank.
The Beastmaster Bank approved a loan of one hundred million.
The Honorary Military Rank was even more valuable than the standard ranks within the Legion.
Even if Zhang Lie and Lin Lei were to ask for such a large interest-free loan, they wouldn't be able to get it, and the Legion wouldn't permit it either.
Unless there was a genuine special difficulty.
Su Ping didn't have this concern.
What surprised him even more was the Breeder Bank.
In addition to the Honorary Military Rank and the War Merit Points, there was another factor that could increase his loan amount.
It was his Intermediate Breeder status.
As a result, he was granted a loan of 150 million.
The banks were indeed wealthy.
Sitting in Dong Muchun's car, Su Ping couldn't help but marvel as he awaited the arrival of nearly 380 million in loans within the next day or two.
Dong Muchun shot him a glance.
"They're not running a charity here. Although it's an interest-free, collateral-free loan, don't forget that you still have to repay it! Let's see when you'll be able to pay it back."
Indeed, when Su Ping thought about this, he felt a bit overwhelmed.
With the Legion matter resolved, he had some time before heading to Mundu for the Breeder Tournament.
Therefore, in the remaining time before the New Year, aside from perfecting his own breeding methods, constructing the Heart of Wood, practicing meditation, and further researching money-making ventures, these were the top priorities.
Before an official announcement, he couldn't post the evolution and breeding of the Thousand Wood Wolf, and he couldn't use this truly high-end breeding method to attract the wealthy.
If he only focused on breeding the Heart of Wood and the resort, it would indeed be challenging to accumulate such a large sum of money.
At present, one of the ways Su Ping could think of to utilize his own industry was through the Rainbow Coral Worms for fishing and earning money.
But what about breeding? At this thought, Su Ping recalled the breeding of the Forest Wolf and the Fairy Wolf that Dong Muchun had assigned to him.
Indeed, these two were quite suitable.
Moreover, previously, through the Ten Thousand Spirits Codex, Su Ping had made some additional discoveries about the breeding methods for these two ordinary evolution bodies.
At this thought, Su Ping closed his eyes in the car on the way back.
Dong Muchun, who was driving and secretly observing him, couldn't help but feel annoyed.
Damn it, was this little brat still treating her, Dong, as a driver's assistant? However, Dong Muchun had no choice but to follow Su Ping from the Breeder Bank and head back to the Heart of Wood.
After a night of running around, this brat didn't even offer to treat her to a meal? As a result, by this time, she hadn't completed her own tasks and had been following this kid around all day.
Oh yes, what was she supposed to do when they returned to the center of Linzhou City?
Dong Muchun scratched her head.
Then, without bothering to think further, she drove straight towards the Heart of Wood base on the outskirts of Linzhou City.
Su Ping was unaware of Dong Muchun's thoughts, as his entire mind and attention were focused on the Ten Thousand Spirits Codex that had appeared in his mind.
It was still the most familiar Forest Wolf Codex.
However, there was one significant change compared to before!
The biggest change was the experience points! Over the past two months, although there were a few days when Su Ping had less interaction with the Forest Wolf, the experience points increased relatively slowly.
During this 'long' period, the experience points for the Forest Wolf Codex indeed increased by an unimaginable amount.
Apart from experience, there were two other noteworthy special aspects!
【Codex: Forest Wolf】
【Special wolf species skilled in using wood attributes, with extremely strong vitality. The average adult Forest Wolf is an Elite rank, and its proficient skills include: Sun Absorption, Vine Constriction, Self-Healing, Accelerated Growth, etc.】
【Current Codex Level: 3 (8210/20000)】
Known evolution diagrams and specialized breeding:
【General Breeding Method - Accelerated Spellcasting: ...】
【Forest Wolf Specialized Potion - Heart of Wood: ...】
【Special Breeding Evolution Body - Thousand Wood Wolf: ...】
【Discovered Forest Wolf Breeding Evolution Body: Forest Wolf! Consumes 800 experience points, further perfecting the Forest Wolf breeding method, increasing the success rate, and to some extent, enhancing the potential of the Forest Wolf after successful breeding!】
【Discovered Forest Wolf Breeding Evolution Body: Fairy Wolf! Consumes 1200 experience points, further perfecting the Fairy Wolf breeding method, increasing the success rate, and to some extent, enhancing the potential of the Fairy Wolf after successful breeding!】
Hobbies and Habits:
【...】
Log Records:
【...】
Indeed, when Su Ping saw the breeding methods for the Forest Wolf and the Fairy Wolf, the Ten Thousand Spirits Codex once again provided such prompts.
By relatively perfecting the evolution methods for these two, the success rate significantly increased, and the potential of the evolved bodies after successful breeding was also enhanced.
However, Su Ping hadn't paid much attention to this before, as he was busy with the breeding and training of the Thousand Wood Wolf.
Now, with the Legion matter temporarily resolved,
it was time for him to expand his own breeding business at the Heart of Wood!
(End of Chapter)
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