Chapter 140: Loan! Perfecting the Cultivation of the Forest Wolf and Sprite Wolf

Chapter 140: Loan! Perfecting the Cultivation of the Forest Wolf and Sprite Wolf

Dong Muchun desperately wanted to ignore the questioning gaze of the deputy branch manager.

But she had to admit, Su Ping's words had caught her off guard as well.

"Su Ping, loans always require collateral. Those so-called collateral-free loans you may have heard of are actually backed by personal credit, and such loans are only available for small amounts."

Dong Muchun quickly understood the situation.

After all, no matter how talented Su Ping was, he wasn't that old, and he might not be well-versed in certain societal matters.

In this situation, when he had previously been struggling with a lack of funds, upon learning about loans, he naturally became excited.

"As for interest-free loans, it's the same. Either your collateral is sufficient, or it's a small amount. Otherwise, unless the interest rate is low, it can be manageable."

The deputy branch manager, patiently explaining, offered a smile that was both embarrassed and polite.

Was this little matter why Dong Queen had brought him here?

But he couldn't say anything; after all, this was his job.

Moreover, if this Dong Queen was explaining things like this, she probably wasn't an ordinary person.

So, he hurriedly said, "Chairman, I'll talk to this gentleman, but let's go inside first."

They entered the office.

The deputy branch manager then spoke, "Sir, with the chairman present, I can use my authority to approve a 2 million interest-free, unsecured loan for you. What do you think?"

This showed that the deputy branch manager was indeed capable of getting things done. Without saying much, he used his own abilities to help, considering Dong Muchun's face. This gesture also earned Su Ping's silent approval.

However, Su Ping shook his head, "It's not enough! You see, with my current identity, I should be able to apply for more interest-free, unsecured loans. Please take the time to check my identity online! Here's my ID card."

The deputy branch manager was a bit helpless.

As a deputy branch manager, he could only offer a 2 million interest-free, unsecured loan using his own credit limit.

After all, Jianghai Bank was just a local bank in Jianghai Province, not one of the big two.

Moreover, what kind of identity could secure a large, interest-free, unsecured loan from a bank?

Even Dong Muchun, sitting right there, wouldn't be able to do that.

It was a risky business.

Although Tianyun Corporation had a solid foundation, obtaining a substantial loan casually was incredibly challenging.

Yet, this young man claimed his identity could secure a larger loan?

In his many years at Jianghai Bank, the deputy branch manager had never encountered such a situation.

Nevertheless, out of respect for Dong Muchun, he didn't say anything further. He took the ID card, softly said, 'Please wait a moment,' and then turned on the already-shut-down computer.

Dong Muchun, puzzled, looked at Su Ping, "You've been working on this for so long, and now you're telling me you're here to take out a loan?"

It was no wonder she was speechless.

How much could one possibly borrow from a loan?

Unless this young man shared their family's secret breeding method, the most they could get, even with the Heart of Wood base, was a few tens of millions at most.

But how much could an interest-free, unsecured loan be?

Before she could finish this thought, and before Su Ping could respond, a crisp voice rang out in the empty office:

"What the hell?"

Dong Muchun turned to look at the deputy branch manager behind the desk, whose face was as if he had just seen a ghost.

"What's wrong?"

For the first time, the deputy branch manager didn't answer his boss's question. Instead, he rubbed his eyes as if he had seen something unbelievable, then stared intently at the computer screen once more.

Then, with the same ghost-seeing expression, he turned back to look at Su Ping, who was sitting on the side.

Finally, he remained in that ghost-seeing state, unable to snap out of it for a long time.

Su Ping, too, felt a bit tense. Although the introduction to the honorary military rank and the effect of the military merit badge had provided some explanation, he wasn't entirely clear on the exact numbers.

Dong Muchun, sitting beside him, raised her eyebrows slightly as she watched the deputy branch manager's reaction.

"What's going on?"

The deputy branch manager gave a bitter smile, then quickly stood up and respectfully returned Su Ping's ID card, "My apologies, Major Su. I was rude earlier. With your honorary military rank and your existing creditworthiness, you are eligible for a 30 million interest-free, unsecured loan at our bank! Additionally, due to your achievement of a first-class merit and a third-class merit, according to our bank's regulations, we will increase the loan amount by 31 million on top of the 30 million. This totals 61 million in interest-free loans, as a token of our appreciation for your contributions and achievements for the legion and the Dragon Kingdom! We salute you!"

We salute you.

Indeed.

After those last four words, Su Ping felt goosebumps rise on his skin.

He had never experienced such a feeling before.

Moreover, this wasn't just a verbal expression of respect; there were tangible benefits!

A single bank was willing to approve a loan of over 60 million?

This was beyond Su Ping's expectations.

It was a difference between the Beast Control World and his previous life.

In that world, while respect could be shown, nothing was as heartwarming as cold, hard cash.

But this was understandable. Typically, in the Beastmaster society, those who established merit in the legion or earned rare honorary military ranks were rarely in need of money.

This so-called interest-free loan was just a small favor to help in a pinch.

But it could indeed solve Su Ping's big problem.

Satisfied, he took his ID card, but when he turned around, he saw the bright red lips beside him open, and since the deputy branch manager spoke, she had been staring at Dong Muchun with a look as if she had seen a ghost.

Major Su?

Honorary Military Rank?

First-Class Merit? Third-Class Merit?

What the hell is going on here?

Su Ping did go to the Legion, but it's only been two days, right?

Could it be that some powerful time-related Beast had activated its ability?

Making his perception of time slow down?

Could it be that a lot of time has actually passed?

That's complete nonsense, right?

In other words, did Su Ping obtain all these things within these two days at the Legion?

How did he manage that?

She naturally understood that, aside from everything else, what exactly did this First-Class Merit represent.

It represented that anyone who harbored ill intentions towards Su Ping would have to consider whether they would offend the Legion.

In the Dragon Kingdom, even if you offend the Beastmaster Association, you must never offend the Legion in this regard.

Because within the scope of the entire Dragon Kingdom, the Beastmaster Association is not a monolithic entity internally.

There are many factions.

But the Legion is different.

Especially for those who have earned military merits, if anyone dares to take action against them, it's one thing if there's a valid reason, but if not, no family with a legacy would ever want to confront the Legion head-on.

Moreover, this is a First-Class Merit holder?

If the Legion doesn't take action when one of their First-Class Merit holders runs into trouble outside, how can they maintain morale and unity among the troops? How can they reassure the Beastmasters who risk their lives fighting against the Beast tides?

But ultimately, it all comes back to the same question.

Where did this stinky kid get this stuff from?

Is he capable of achieving this level of military merit?

Dong Muchun looked at Su Ping strangely, but Su Ping was already beaming with joy as he got the answer he wanted from the deputy branch manager:

"Major Su, please understand that no matter what, we still have to follow the procedure. I've already submitted the report, and the loan should be in your hands by tomorrow or the day after!"

"It's no trouble at all, thank you for your hard work!"

Su Ping hurriedly smiled.

After all, he was the god of wealth who approved his loan, so it was only polite to be courteous.

The deputy branch manager, on the other hand, felt overwhelmed by the attention.

He seemed to be living the high life, but he was just a member of the management team. Perhaps he had a high salary, a high social status, and even some small means to make money at home.

But in the Beastmaster society, status and strength were far more valuable than money.

If it were just any other fresh graduate, the deputy branch manager wouldn't have paid any attention. He might have even looked down on them.

But who was this person in front of him?

Who the hell has ever seen an eighteen-year-old honorary major?

A holder of First-Class and Third-Class Merits?

Not to mention, being treated so respectfully by the chairman of the Tianyun Corporation, his status and position were already extraordinary.

In the hierarchy of the Beastmaster society, to someone like Dong Muchun, the deputy branch manager of a branch, he was merely an administrative staff member, and there were plenty of others vying for such positions.

To Dong Muchun and the Major Su before her, he might just be a slightly higher-level waiter, nothing more.

However, she never expected that he would be so polite to her. For a moment, she wondered if he had been drinking, as her face turned red, unable to contain her excitement and joy:

"It's my honor to serve you, and I'm grateful to the chairman for giving me this opportunity."

Amidst her radiant face, Dong Muchun respectfully escorted Su Ping out of the Jianghai Bank.

After getting into the car, Dong Muchun finally realized and sighed:

"I've never seen the deputy branch manager being so enthusiastic and excited."

Su Ping nodded:

"Being a deputy branch manager is indeed a waste of talent."

Dong Muchun glared at him:

"His surname is Fu, but if you like him and want to cultivate him, it's just a matter of a phone call to Chairman Qin. Although the Beastmaster Association doesn't have much to do with administrative management, as the highest local authority, the old man can handle such a small matter with a phone call."

Su Ping waved his hand: "Forget it, I don't have such abilities."

"What did you do at the Legion these past two days?"

Dong Muchun couldn't help but ask.

"I participated in a competition, used the Beast I bred, and casually took first place."

Su Ping spoke nonchalantly about the matter, not feeling the need to elaborate to Dong Muchun.

Dong Muchun wasn't stupid; she gave him a complex look. First place in a Legion competition?

And that's a First-Class Merit?

There must be more to the story, but since Su Ping didn't elaborate, she couldn't pry further.

Moreover, many things within the Legion were best left unsaid.

There were too many taboos.

"Moving on to the next bank?"

"Yeah! Let's see if we can continue."

Su Ping was thrilled by the prospect of getting more loans.

Although it was a loan, he would have to repay it with future earnings, but for now, the money would undoubtedly speed up the construction of his Heartwood to a large extent.

With this in mind, Su Ping was incredibly excited.

So, Dong Muchun continued her role as a chauffeur, driving to the Jianghai Bank, Dongfang Bank, Beastmaster Bank, and Breeder Bank!

Su Ping visited all four banks.

And so, he managed to secure a whopping four hundred million in interest-free, unsecured loans!

Jianghai Bank's loan of sixty-one million was the smallest of them all.

But it made sense, as it was a local bank, not one with a presence across the entire Dragon Kingdom.

Dongfang Bank offered a slightly higher amount, but it wasn't significantly more.

They secured a loan of seventy-two million.

The Beastmaster Bank and the Breeder Bank, these two giants, were the real big players.

The Beastmaster Bank approved a full one hundred million.

The honorary military rank was even more prestigious than the regular ranks within the legion.

Even if Zhang Lie and Lin Lei came empty-handed, they wouldn't be able to obtain such a large interest-free loan, and of course, the legion wouldn't permit it either.

Unless there was a genuine special difficulty.

Su Ping didn't have to worry about that.

The Breeder Bank, on the other hand, surprised Su Ping even more.

Because, in addition to the honorary military rank and the military merit badge, there was something else that could increase his loan amount.

It was his identity as a middle-grade breeder.

And so, they approved a loan of one hundred and fifty million.

The banks were truly wealthy.

Sitting in Dong Muchun's car, Su Ping couldn't help but marvel at the fact that he would soon receive a loan of three hundred and eighty million more.

Dong Muchun shot him a glare.

"They're not doing charity, you know. Even though it's an interest-free, unsecured loan, don't forget that you have to pay it back! Let's see when you'll be able to repay it."

Speaking of which, Su Ping did feel a bit overwhelmed by this.

With the legion matter resolved, he had some time before heading to Megacity for the Breeder Competition.

So, in the time leading up to the New Year, aside from refining his own breeding techniques, constructing the Heartwood, practicing meditation, and further researching money-making ventures, these were indeed top priorities.

Without an official announcement, he couldn't post the evolution and breeding of the Thousand Wood Wolf, nor could he attract the wealthy through such high-end breeding methods.

If he relied solely on breeding the Heartwood and the resort, it would indeed be challenging to accumulate such a substantial sum.

Currently, among Su Ping's ventures, one aspect was undoubtedly fishing for profit using the Rainbow Coral Worm.

But what about the breeding side?

At this thought, Su Ping recalled the Forest Wolf and Sprite Wolf breeding task given to him by Dong Muchun.

Indeed, these two were quite suitable.

Moreover, previously, through the Book of All Spirits, Su Ping had made some additional discoveries while observing the breeding methods of these two common, ordinary evolutionary forms.

With this in mind, Su Ping closed his eyes in the car on the way back.

Dong Muchun, sitting beside him, drove while secretly keeping an eye on him, her temper flaring.

Damn it, was this little brat treating her, Dong Miss, as a driver and assistant?

However, Dong Muchun had no choice but to follow Su Ping's lead. After leaving the Beastmaster Bank, they headed back to the Heartwood.

After a night of running around, this brat didn't even offer to treat her to a meal? By the time they finished, she had neglected her own tasks and followed this kid around all day.

Oh yes, what was she supposed to do back in Linzhou City?

Dong Muchun scratched her head.

Then, too lazy to bother, she drove straight to the Heartwood base on the outskirts of Linzhou.

Su Ping had no idea what Dong Queen was thinking. All his thoughts and attention were focused on the High Spirit Codex that had appeared in his mind.

It was still the most familiar Forest Wolf entry.

However, compared to before, there was one significant change!

The most significant change was the experience points! Over the course of two months, although there were a few days when Su Ping had limited interaction with the Forest Wolf, the accumulation of experience points had slowed down.

But during this 'lengthy' period, the Forest Wolf entry in the High Spirit Codex had indeed experienced an unimaginable improvement in experience points.

Aside from experience, there were two other notable special changes!

【High Spirit Codex: Forest Wolf】

【A special wolf species skilled in using wood attributes, possessing incredible vitality. Adult Forest Wolves are Elite-level and proficient in skills such as Sunlight Absorption, Vine Strangling, Self-Healing, and Accelerated Growth.】

【Current Codex Level: 3 (8210/20000)】

Known Evolution Charts, Special Breeding:

【Universal Breeding Technique - Accelerated Casting: ...】

【Forest Wolf Magic Potion - Heartwood: ...】

【Special Evolutionary Form - Thousand Wood Wolf: ...】

【Discovered Forest Wolf Breeding Evolution: Forest Wolf! Consumes 800 experience points to further refine the perfect evolution method for the Forest Wolf, increasing the success rate of breeding and evolution, while also enhancing the potential of the evolved Forest Wolf to a certain extent!】

【Discovered Forest Wolf Breeding Evolution: Sprite Wolf! Consumes 1200 experience points to further refine the perfect evolution method for the Sprite Wolf, increasing the success rate of breeding and evolution, while also enhancing the potential of the evolved Sprite Wolf to a certain extent!】

Hobbies and Habits:

【...】

Log Records:

【...】

Indeed, in addition to experience points, when Su Ping saw the breeding methods for the Forest Wolf and Sprite Wolf, the High Spirit Codex once again provided such prompts.

By refining these two evolution methods, the success rate was significantly increased, and the potential of the evolved creatures was also enhanced.

However, previously, Su Ping hadn't paid much attention to this, as he was busy with the breeding and training of the Thousand Wood Wolf.

Now, with the legion matter temporarily resolved,

It was time for him to expand his own breeding business at the Heartwood!

(End of Chapter)

Chapter end