Qin Huaiyun can't fix it. The more he talks about it, the more mistakes he makes.
But she was not wrong. Previously, she only knew that Zhou Shiqing was on Dandan Island in Rongcheng.
But she really didn't know where Dandan Island was. Even if she was given a map, she wouldn't be able to read it.
Speaking of which, it was all thanks to the ward rounds that night, because during the ward rounds, they were required to show their identity information and a letter of introduction.
It was only through the joint defense that the second child knew the specific addresses of Li Duoyu and Zhou Xiaoying, and was able to find them.
Qin Huaiyun said: "In the past two years, the Zhou family members in Hong Kong told us."
Li Duoyu patted the table: "If the Zhou family knew our address on Dandan Island, would they still send money to you?"
"Why are you so fierce?"
Li Duoyu sneered: "It's the joint defense that told you."
"Absolutely nothing. What happened to you that night really has nothing to do with us."
Ma Erhong also quickly said:
"Brother Duoyu, it's really a misunderstanding. We were really wronged!"
When things got to this point, Li Duoyu didn't bother to talk nonsense to them and just took out a piece of paper.
He took out a pen and wrote the two characters "IOU" on it.
But because his handwriting is really ugly, writing well is really more difficult for him than making money.
"Captain Zhang, your handwriting is more beautiful, please help me write an IOU."
"Can."
Zhang Erhu laughed, and everyone in the village committee knew very well that Li Duoyu's handwriting was really inferior to that of a primary school student.
Chen Jianghe also writes all the documents in the village. If he writes them to Li Duoyu, he will probably be asked to rewrite them by the leader after handing them in.
Li Duoyu coughed twice: "Qin Huaiyun, Ma Xiaotiao, and Ma Erhong of Zhouzhuang Village, Jinling City, borrowed the remittances sent by Zhou Shidong from Hong Kong Island, and now owe Rongcheng Dandan Island Zhou Xiaoying 50,000 yuan.
The two parties agreed that the final repayment deadline was December 1, 1986. If the loan was not repaid beyond the repayment deadline, the monthly interest rate would be 2%.
Li Duoyu took the IOU written by Company Commander Zhang and said with a smile: "Cousin, now we have settled the account clearly. Just sign this IOU."
After Li Duoyu finished speaking, he also took out the ink pad: "After signing, remember to press a fingerprint."
After seeing this IOU, Qin Huaiyun's face became paler and paler, and he felt like he couldn't even sit still.
The Li Duoyu in front of him was smiling, but in fact, he was more ruthless than the loan sharks in their hometown.
She didn't really understand what two cents profit meant before, but she started to understand it after the third child owed money.
Two-cent interest generally refers to monthly interest. If two-cent interest is 50,000 yuan, the monthly interest will be 1,000 yuan.
If you don't repay it within a year, the interest alone will cost you 12,000 yuan.
This does not include compound interest.
It is estimated that it will double in less than three years.
The interest borrowed by Ma Xiaotiao, the third child, was even more severe. It was just 5 cents interest. Although it was only 10,000 yuan, it had only been a year since he had paid it back, and now he owed almost 20,000 yuan.
Qin Huaiyun felt like he was really going crazy!
She used to be the envy of everyone in Zhouzhuang. When everyone saw her, they couldn't help but say that her life was really good.
While she was lying down, someone handed the money to her. Because she disliked the incompetence of the man who arranged it, she kicked him away.
But he didn't expect that the Zhou family would cut off their money so quickly. Then Qin Huaiyun discovered that there was no one in the family who could make money, and they all relied on the overseas remittances.
At this moment Qin Huaiyun understood that she was much older, and she was too lazy to pretend: "Don't even think about it, we can't sign it!"
Ma Xiaotiao, who originally owed a debt, saw that Li Duoyu took out another IOU and followed suit.
"That's right, we won't sign it."
This time, before Li Duoyu could slam the table, Zhang Erhu scolded him on the spot: "It's only natural to pay back debts. Why are you still acting like an uncle?"
Ma Xiaotiao was startled and immediately did not dare to speak, but Qin Huaiyun immediately changed his tone.
"You need evidence. Li Duoyu might have carved the carrot seal on this document himself. Our family has never received any remittances from overseas Chinese."
"How do you prove that these remittance orders are genuine?"
Ma Xiaotiao echoed: "That's right, our family has never confiscated this money. Don't slander us casually."
"I haven't seen it yet."
Li Duoyu smiled and said: "Let's write down what Company Commander Zhang said first. When the time comes, please send them to the station first.
Since the amount is so large, I think we can let Director Li file a case first. This case of misappropriating overseas remittances and depriving the entire family is definitely a typical one.
And the authenticity of this matter is easy to check. You only need to send someone to the Overseas Chinese Remittance Bureau in Jinling to check the slip, and you will know who took the money. "
Seeing Li Duoyu being so polite, Qin Huaiyun's legs went weak on the spot, because she was the one who went to collect the money every time, and the signature and personal seal were all hers.
She was really panicking now.
"Duoyu, we are also relatives after all. I am Xiaoying's cousin. You can't be so cruel."
Ma Erhong also said: "Leave a few strands in your behavior so that we can meet each other easily in the future."
Li Duoyu smiled and said: "You also understand the truth and know that we can meet each other easily in the future, but you haven't even visited Grandpa Xiaoying's grave."
Qin Huaiyun said quickly: "We have planned to clean up, but these children are too lazy, so we have been putting off this matter."
Li Duoyu shook his head and looked at the three people in front of him. Maybe it was the Zhou family's overseas remittance that had harmed them.
Turning them into complete trash, they didn't look like they could pay back the money. Li Duoyu sighed:
"Cousin, you are not too young. If you go to work in a factory, the boss may not be like you, and he probably won't be able to repay the money." Qin Huaiyun kept nodding: "It is true that there is no money left. People really can't afford the money if they ask for it.”
Li Duoyu continued: "I just heard you say that Xiaotiao still owes a large amount of money, right?"
"That's right, including interest, it's almost 20,000."
Li Duoyu clicked his tongue a few times, and then asked, "What would you do if those people knew that the overseas remittance was cut off?"
Ma Xiaotiao's face instantly turned pale. If they returned to Jinling empty-handed, it would be easy for them to be caught by Brother Liao and get them into the black brick kilns and black mines.
He has seen one of the most miserable ones, who was directly disfigured and had his legs broken, and then joined the "Beggars Gang" to pay off his debts.
Li Duoyu continued: "I suggest you, if you really don't have the money to pay back, you might as well go inside and renovate it.
When you renovate, I don't need to charge you interest. After you learn the skills and make money, you can repay the principal. "
Li Duoyu's words were like a thunderbolt exploding in Qin Huaiyun's ears. She really didn't expect that Li Duoyu really planned to send them in.
"Duoyu, you can't do this."
"If you send us all in, who will help clean Grandpa Zhou Xiaoying's grave in the future?"
Li Duoyu smiled and said: "You don't have to worry about this, someone will clean it naturally."
"Someone must look at the ancestral home."
Li Duoyu replied: "Actually, it's not the real ancestral home. It doesn't matter if you want it or not."
But at this moment, Ma Xiaotiao, who was in debt, felt that what Li Duoyu said was very reasonable.
Rather than going back and being beaten to death by Brother Liao, it's better to go to jail, at least he won't be beaten to death.
Ma Xiaotiao struggled for a while, then gritted his teeth and said, "Brother Duoyu, I really can't afford to pay back the money. I listen to you, I'll go inside and make a good renovation."
"But I have a request. Can you use your connections to prevent them from sending me back to the prison in Jinling? Otherwise, Brother Liao can still kill me."
Qin Huaiyun was stunned on the spot, and was so angry that he started to fight the third child on the spot: "Have you lost your head? Why do you still want to go to jail?"
Ma Xiaotiao burst into tears and said, "Mom, if I go to jail, at least I won't be arrested by Brother Liao and become a beggar."
"You went to jail, it's okay, but Brother Liao is not willing to let us go."
"Then let's go to jail together."
Li Duoyu and Captain Zhang looked at each other. After all, it was the first time for them to encounter such a situation. Some people really wanted to go to prison.
It seems that Brother Liao that Ma Xiaotiao talks about is definitely a ruthless person!
Qin Huaiyun was completely stunned. When her third child signed the IOU, she gave up her struggle.
She really regretted it. If she had not spent the money randomly after getting that money, she would have bought a few stores and started a small business.
What a wonderful life it would be if she could still take the initiative to come to Zhou Xiaoying and get to know this rich cousin again.
But it's too late to say anything now. A single thought at the beginning caused her to completely go astray.
Now it was his own fault that he had ended up like this. Qin Huaiyun also picked up a pen and signed the IOU.
Seeing both of them signing, Ma Erhong was dumbfounded and kept saying, "This debt has nothing to do with me."
Ma Xiaotiao suddenly confessed: "Brother, when I borrowed the money, you were the guarantor. If I can't pay back the money, those people will definitely come to you."
Ma Erhong looked at Lao San in shock: "I am the guarantor, why didn't I know that?"
Ma Xiaotiao lowered his head: "When I borrowed money, I secretly took your seal and learned your signature. Besides, that night."
"Ma Xiaotiao, it belongs to your uncle."
He punched Lao San directly to prevent him from telling what happened that night.
After a while, there was a lot of excitement.
The three of them were sent directly to the town police station by Captain Zhang. As for what to do next, Li Duoyu didn't bother to care.
However, he still kept his word and discussed with Director Li that if there was a sentence, try to detain them on the spot instead of sending them back to Jinling.
Zhou Xiaoying was somewhat surprised to learn that her cousin and the two younger cousins were sent to labor camps.
She also hates her cousin's family, but if it were her, she really wouldn't be so cruel.
But Duoyu was right. If he hadn't prepared enough materials that night, and he had frightened them with the fabricated Director Chen.
Maybe they were the ones who were going to jail, and because of the lack of information at that time, even if the two of them were in jail, the big boss wouldn't know where to go to get it even if he wanted to.
Zhou Xiaoying said with red eyes: "You have been so busy recently, and I keep causing you trouble."
Li Duoyu grinned and said, "Why are you so polite all of a sudden?"
Zhou Xiaoying puffed her lips: "I'm just angry, why are there so many relatives involved?"
"What's the matter? As long as you have a good husband like me." When Li Duoyu said this, his heart suddenly ached, because he was the one who caused Zhou Xiaoying the worst in his previous life.
Li Duoyu said: "Our grandfather's grave does have to be cleaned and worshiped. Otherwise, let's find a time to discuss with the relatives in Hong Kong and move your grandfather's grave to Jinling." Go to the cemetery, after all, your family originally lives in the urban area of Jinling."
Zhou Xiaoying was a little happy, but suddenly frowned:
"But my daughter, I can't take the lead in moving the grave. My uncle and the others have to come forward. But they were smuggled out in the first place. After they come back, they might not be able to get out."
Li Duoyu smiled and said: "This is not easy. I'll call President Ou and ask him to help provide an identity."
"In that case, we can meet my uncle and the others without going to Hong Kong Island."
Li Duoyu nodded.
(End of chapter)
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